M4Markets is an online CFD trading broker that offers a range of popular trading instruments, including Forex, Commodities, Indices, Shares, and Cryptocurrencies via the popular MT4, MT5, and cTrader platforms.
Founded in 2019, the firm is a multi‑jurisdictional entity regulated by Cyprus’s CySEC, the FSA in Seychelles, and Dubai’s DFSA. The broker is known for offering raw spreads starting from 0.0 pips, ultra-fast order execution, and high leverage up to 1:5000.
M4Markets also offers features such as social trading, segregated client funds, and negative-balance protection. However, trading conditions and available features may vary depending on the regulatory entity.
Regulation and Security Measures
Regulatory Overview
M4Markets operates under a multi-jurisdictional regulatory framework, offering traders added confidence and security. The broker is regulated by the Cyprus Securities and Exchange Commission, which ensures compliance with EU financial directives and provides investor protection measures.
The broker is also licensed by the DFSA in Dubai, a respected regulator in the Middle East known for its strict oversight and transparency standards. Additionally, M4Markets is authorized by the FSA of Seychelles, which offers more flexible trading conditions under a less restrictive regulatory environment.
How Safe is Trading with M4Markets?
Trading with M4Markets is generally considered safe due to its regulatory structure and commitment to client protection. The firm ensures the security of client funds through segregation from company assets, provides negative balance protection, and implements risk management strategies across its operations.
However, traders under offshore regulation may face fewer protections compared to those under stricter jurisdictions like CySEC or DFSA.
Consistency and Clarity
M4Markets has built a good reputation in the trading community through consistent service quality, regulatory compliance, and a growing presence in global markets. The broker receives generally positive ratings on review platforms, with traders highlighting its fast execution, tight spreads, and diverse platform options as major benefits.
However, some reviews point out drawbacks such as limited educational content and variations in trading conditions depending on the regulatory entity. The firm has also rapidly expanded its operations and gained recognition for its professional approach, including multiple industry awards that reflect its credibility and service standards.
Account Types and Benefits
Which Account Types Are Available with M4Markets?
M4Markets offers a variety of account types to suit different trading needs and experience levels. Under its international license, traders can choose from Standard, Raw Spread, Premium, and Dynamic Leverage accounts, as well as Cent Accounts, ideal for beginners or low-risk strategies.
Additionally, the broker provides a demo account for practice and strategy testing, along with an Islamic account for traders who follow Sharia principles.
However, for clients registered under the CySEC or DFSA licenses, the available account types are more limited, offering Standard, Premium, and VIP accounts with tighter regulatory oversight and more investor protection features. This structure allows traders to select accounts based on their preferred trading conditions.
Standard Account
The Standard Account at M4Markets offers accessible trading conditions for a wide range of traders. Under the international license, the required minimum deposit is just $5, ideal for beginners or those looking to start with a small investment. Traders also benefit from high leverage options of up to 1:1000 and access to a popular range of trading instruments.
However, for clients registered under the CySEC or DFSA licenses, the minimum deposit is higher at €100, and the maximum leverage is limited to 1:30 in line with stricter regulatory requirements. Traders under these entities typically benefit from lower spreads of 0.1 pips.
Cost Structure and Fees
M4Markets Brokerage Fees
M4Markets provides a competitive pricing structure tailored to different account types. Standard accounts apply floating spreads starting from around 1.1 pips with no commission, an accessible choice for retail traders.
Both Raw Spread and Premium accounts feature tight raw spreads from 0.0 pips; however, they include commission fees, $3.5 per side for Raw and $2.5 per side for Premium. There are no hidden charges; also, M4Markets does not impose deposit or withdrawal fees.
- Spreads
M4Markets offers competitive spreads across its various account types, with pricing that depends on both the account selected and the regulatory entity.
Under the international entity, the average spread for EUR/USD is around 1.1 pips on the Standard account, which is commission-free. For traders looking for lower spreads, the Raw Spread and Premium accounts offer spreads starting from 0.0 pips, though they include a commission per trade.
- Commissions
M4Markets’s commission structure varies based on the specified account type and instrument traded. For Standard accounts, there are no commissions, as costs are based on the spreads. In contrast, the Raw Spread account charges a commission of $3.5 per side, while the Premium account applies $2.5 per side for Forex and Metals trades.
- Rollover / Swaps
M4Markets applies standard industry rollover rates for positions held overnight, with the actual fees depending on the specific instrument and account type. These swap charges are automatically calculated and reflected in your account when trades are carried into the next trading day.
Islamic accounts are available for traders who require positions without overnight interest, allowing you to avoid these rollover charges entirely.
- Additional Fees
Typically, there are no deposit or withdrawal fees, allowing traders to fund or access their accounts without added charges. However, minor currency conversion fees may apply if your base currency differs from the account currency, depending on the payment method.
Additionally, an inactivity fee may be charged under the European license if an account remains dormant for 30 consecutive days. Swap-free accounts may also include administrative fees related to rollover exemptions.
Trading Platforms and Tools
M4Markets offers a selection of advanced trading platforms to meet the needs of various traders. Under its international license, the broker supports both MetaTrader 4 and MetaTrader 5, providing users with advanced charting, automated trading capabilities, and a wide range of technical indicators, with an average execution speed of 30 milliseconds.
Clients trading under the European and Dubai licenses have access exclusively to the cTrader platform, known for its intuitive interface, fast execution, and advanced order management features.
Web Platform
M4Markets provides access to MT4 and MT5 Webtraders, allowing users to trade directly from any web browser without the need to download software.
The platforms offer the same functionalities as the desktop versions, featuring advanced charting, technical indicators, order management, and real-time market data.
Desktop MetaTrader 4 Platform
The desktop MT4 platform offers a user-friendly interface, advanced charting tools with 30 built-in indicators, and flexible 9 timeframes.
Additionally, the platform supports algorithmic trading through Expert Advisors using the MQL4 scripting language, enabling strategy automation and custom tool development. Available across Windows, Mac, Android, and web, it ensures wide accessibility.
Overall, MT4 offers a flexible trading environment for those who need reliability and automation in their trading experience.
Desktop MetaTrader 5 Platform
M4Markets offers the advanced MetaTrader 5 platform, delivering enhanced trading capabilities compared to MT4. MT5 supports a powerful range of analytical tools, including 38 built-in indicators and 44 analytical objects, along with up to 21 timeframes, allowing for deeper market analysis.
MT5 also provides an economic calendar, real-time market data, and strategy testing, enabling faster backtesting and advanced algorithm optimization. The platform supports social trading and integrates with the MQL5 community, giving traders access to automated strategies and signal services.
MobileTrader App
M4Markets offers mobile trading through the MT4 and MT5 apps, available for iOS and Android devices. The mobile apps provide users full access to their accounts on the go, featuring real-time quotes, interactive charts, technical indicators, and the ability to open and manage trades seamlessly.
AI Trading
M4Markets supports AI-powered trading through its MetaTrader 5 and cTrader, providing diverse algorithmic and automated trading strategies.
Traders can use EAs or run AI-based systems that analyze market data, identify patterns, and execute trades without manual intervention. These tools are especially useful for high-frequency trading, backtesting strategies, and reducing emotional decision-making.
While the broker does not offer proprietary AI tools, it provides the infrastructure and platform support to run AI-driven solutions efficiently.
Trading Instruments
M4Markets offers access to over 120 trading instruments, including CFDs on Forex, Commodities, Indices, Shares, and Cryptocurrencies. The broker supports major, minor, and exotic currency pairs, as well as popular commodities such as gold and oil, global stock indices, and top digital assets.
However, the availability of specific instruments varies depending on the regulatory entity under which the client is registered.
Main Insights from Exploring M4Markets’s Tradable Assets
Exploring M4Markets’s tradable assets reveals a well-structured and diverse offering suited to a range of trading styles. The asset categories are organized on the platform, making it easy to filter and access specific markets.
Overall, the asset selection supports both diversification and specialization, providing traders with the necessary tools to pursue various strategies efficiently.
Leverage Options
Leverage levels offered by M4Markets depend on the entity you open an account with. It is a useful tool that enables traders to enter the market with limited capital, yet its use can lead to both substantial profits and losses.
Therefore, you should have a comprehensive understanding of how the multiplier works and its possible consequences before engaging in any trading activities that involve leverage.
- Clients under the European and DFSA licenses can use a maximum leverage of 1:30.
- For international traders, the maximum leverage is 1:5000.
Deposit and Withdrawal Options
Deposit Options
In terms of funding methods, M4Markets offers numerous payment methods, which is a very good plus. However, we advise checking funding methods as they might vary based on the client’s country of residence.
- Credit/Debit cards
- Bank Wire
- Skrill
- Neteller
- UnionPay
- Sticpay and more
Minimum Deposit
Under the broker’s international license, the Standard account requires a minimum deposit of just $5. For clients trading under the CySEC or DFSA licenses, the minimum deposit for the Standard account is €100.
Withdrawal Options
M4Markets provides clients with a range of withdrawal methods. Withdrawals are made via bank wire transfers and various e-wallets, including Skrill, Neteller, and local online payment solutions, often without any fees charged by the broker.
Withdrawal requests are typically processed within one business day, with fund arrival times depending on the method.
Customer Support and Responsiveness
M4Markets provides 24/5 responsive, multilingual support through live chat, email, and phone support, ensuring assistance during active market hours.
Additionally, a Support Center and FAQ are accessible on the website, covering topics like account setup, funding, platform usage, and regulatory details.
Research and Education
Research Tools
M4Markets provides a range of research tools to support informed trading decisions.
- On the website, traders can access real-time market news, an economic calendar, and Forex calculators to assist with planning and risk management.
- Within the trading platforms, users benefit from built-in research features such as technical indicators, advanced charting, market depth, and price analysis tools. These tools help traders monitor price movements and analyze market trends efficiently across asset classes.
Education
The broker supports trader development through a suite of educational resources, including trading eBooks covering topics from Forex fundamentals to trading strategies, a Glossary that defines essential trading terms, and video courses to help users understand key concepts and market mechanics.
